The problem
Cash flow problems are rarely a surprise in hindsight - they're a visibility problem in the moment. When receivables, payables, and bank data live in different places (or different spreadsheets), it's hard to get an accurate, current answer to 'how much cash do we actually have coming and going.'
How AccountDesq solves it
AccountDesq's Cash Flow Statement (Operating/Investing/Financing) is computed directly from the ledger, the same ledger every invoice, bill, and bank transaction posts to - not maintained as a separate manual report. Because AR aging, AP aging, and bank reconciliation all read and write the same underlying data, the cash picture is never stitched together from exports that are already out of date.
How it works, step by step
Everything posts to one ledger
Invoices, bills, and bank transactions all feed the same source of truth.
See receivables and payables together
What's coming in and what's going out, both live.
Reconcile the bank
Reconciliation confirms what's actually in the account, not just what's booked.
Read the Cash Flow Statement
A real, computed statement - not a manual reconstruction.
Connected to the rest of AccountDesq
Nothing here works in isolation - it posts through the same ledger as everything else.
In practice
A seasonal wholesaler needs to know, ahead of a big inventory purchase, whether incoming customer payments will cover it. Because AR aging, AP aging, and the bank balance all come from the same live system, the owner can see the real cash position in one place instead of piecing it together from three exports.
What this means for your business
- A cash flow picture based on live data, not a periodic manual reconstruction.
- Receivables, payables, and bank data all come from the same source, so they can't quietly disagree with each other.
- Fewer cash-flow surprises because the visibility is current, not retrospective.
Frequently asked questions
Does AccountDesq generate a Cash Flow Statement automatically?
Yes - it's computed from the ledger, covering Operating, Investing, and Financing activity, not maintained as a separate manual report.
How does this differ from a cash flow spreadsheet?
A spreadsheet is only as current as its last manual update. AccountDesq's cash flow view is computed live from the same ledger every transaction in the system posts to.