Plain-English explanations of invoicing, bookkeeping, tax, and financial statements - each guide links directly to the free tool that puts it into practice.
Generate branded, itemised invoices with automatic tax calculation, multi-currency support, logo upload, QR code, and instant PDF or Excel export.
Create professional business quotes and quotations with itemised pricing, validity dates, tax calculation, and instant PDF or Excel export.
Create official payment receipts for any transaction. Supports all payment methods, multi-currency, and itemised line items. PDF & Excel export.
Create professional credit notes for returned goods, overpayments, pricing errors, or goodwill adjustments. Links to the original invoice.
Create debit notes to request credit from suppliers for returned goods, short deliveries, damaged items, or overcharges.
Create professional purchase orders for suppliers. Specify items, quantities, units, delivery dates, and pricing. PDF & Excel export.
Generate professional sales orders to confirm customer purchases. Include line items, ship-by dates, pricing, and terms. PDF & Excel export.
Create a structured Chart of Accounts with proper account numbering for assets, liabilities, equity, revenue, cost of sales, operating expenses, and other income or expenses. Choose from 15 industry templates, add country-specific tax accounts, and pick IFRS, US GAAP, or generic terminology - then export to PDF or Excel.
Create a trial balance to verify that total debits equal total credits. Essential step before preparing financial statements.
Record and organise all financial transactions in a general ledger. Grouped by account for easy financial statement preparation.
A searchable library of 100+ real journal entry scenarios - sales, purchases, payroll, taxes, fixed assets, equity, and more - each with the correct debit/credit lines, a plain-English explanation, ledger and financial statement impact, and the most common mistake to avoid. Validates that entries balance before export.
Match your bank statement balance to your cash book or accounting records. Track outstanding cheques, deposits in transit, bank charges, and other reconciling items, then export a professional bank reconciliation statement.
Build a complete Profit and Loss Statement with revenue, cost of goods sold, operating expenses, other income or expenses, EBIT, tax, and net profit. Export to PDF or Excel instantly.
Create a complete balance sheet showing what your business owns (assets), owes (liabilities), and the residual equity. Excel export.
Build a cash flow statement covering operating, investing, and financing activities. Understand the difference between profit and cash.
Create professional customer account statements showing invoices, payments, credits, and outstanding balance. PDF export.
Generate an accounts receivable aging report from your invoices - bucket summary, customer-wise and invoice-wise aging, a prioritized follow-up action list, and one-click reminder drafts. PDF & Excel export.
Generate an accounts payable aging report from your vendor bills - bucket summary, vendor-wise and bill-wise aging, a prioritized payment list, and early-payment discount alerts. PDF & Excel export.
Calculate VAT, GST, and consumption taxes for 80+ countries. Add tax to a net price or extract tax from a gross amount. Regularly reviewed country rates.
Calculate sales tax for all 50 US states plus DC. Includes state-only rates and average combined local rates from Tax Foundation 2024–2025 data.
Calculate Goods and Services Tax for AU (10%), India (5–28%), NZ (15%), Canada (5%), Singapore (9%). Add or remove GST instantly.
Calculate monthly loan payments, total interest paid, and get a complete amortisation schedule for any loan amount, interest rate, and term.
Calculate total ROI percentage, annualised return, net profit, and return multiple for any investment. Works for business, stocks, property, and equipment.
Calculate gross profit margin, markup percentage, profit amount, and selling price for products or services. Compare margin vs markup and price more accurately.
Calculate the selling price from a cost price and markup percentage, or find the markup % from cost and selling price. Includes margin conversion.
Generate a complete depreciation schedule using straight-line or reducing balance (double declining) methods - monthly or yearly, with first-period proration. Save multiple assets into a fixed asset register with combined totals, a cost-vs-book-value chart, and PDF/Excel export.
Calculate due dates, early-payment discount dates, days left, and late days for Net 15/30/45/60, 2/10 Net 30, End of Month, 15th of Next Month, and fully custom payment terms.
Calculate purchase price variance (PPV) between standard cost and actual cost, by item and quantity. Get favorable/unfavorable variance, total dollar impact, and a variance chart across every item.
Analyze 15 financial ratios across liquidity, profitability, efficiency, leverage, and growth from your balance sheet and income statement. Get a benchmarked score and a professional PDF/Excel report.
Enter revenue, expenses, cash, assets, liabilities, receivables, inventory, and payables across multiple periods to generate a visual dashboard - KPI tiles, trend charts, working capital, cash runway, and a professional PDF report.
Compare budget to actual figures by department and category. Get favorable/unfavorable variance, variance %, a color-coded variance heatmap, department comparison charts, and a professional management report.
Classify inventory into A/B/C categories by annual usage value using the Pareto principle. Get a Pareto chart, class breakdown pie chart, restocking priority, and inventory control recommendations per class.
Score and rank vendors across price, quality, delivery, lead time, credit terms, support, and more with custom weights. Get a radar chart, a full comparison matrix, a weighted ranking, and an automatic recommendation.
