Plain-English explanations of invoicing, tax, and financial statements — each guide links directly to the free tool that puts it into practice.
Generate branded, itemised invoices with automatic tax calculation, multi-currency support, logo upload, QR code, and instant PDF or Excel export.
Create professional business quotes and estimates with itemised pricing, validity dates, tax calculation, and instant PDF/Excel export.
Create official payment receipts for any transaction. Supports all payment methods, multi-currency, and itemised line items. PDF & Excel export.
Create professional credit notes for returned goods, overpayments, pricing errors, or goodwill adjustments. Links to the original invoice.
Create debit notes to request credit from suppliers for returned goods, short deliveries, damaged items, or overcharges.
Create professional purchase orders for suppliers. Specify items, quantities, units, delivery dates, and pricing. PDF & Excel export.
Generate professional sales orders to confirm customer purchases. Include line items, ship-by dates, pricing, and terms. PDF & Excel export.
Build a complete income statement with revenue, COGS, operating expenses, EBIT, and net profit. Per-line tax rates. Professional PDF & Excel export.
Create a complete balance sheet showing what your business owns (assets), owes (liabilities), and the residual equity. Excel export.
Build a cash flow statement covering operating, investing, and financing activities. Understand the difference between profit and cash.
Create a trial balance to verify that total debits equal total credits. Essential step before preparing financial statements.
Record and organise all financial transactions in a general ledger. Grouped by account for easy financial statement preparation.
Create and record journal entries with debits and credits. Validates that entries balance before posting. Export to Excel.
Reconcile your bank statement balance with your accounting records. Identify outstanding cheques, uncleared deposits, and discrepancies.
Create professional customer account statements showing invoices, payments, credits, and outstanding balance. PDF export.
Calculate VAT, GST, and consumption taxes for 80+ countries. Add tax to a net price or extract tax from a gross amount. Real 2024–2025 rates.
Calculate sales tax for all 50 US states plus DC. Includes state-only rates and average combined local rates from Tax Foundation 2024–2025 data.
Calculate Goods and Services Tax for AU (10%), India (5–28%), NZ (15%), Canada (5%), Singapore (9%). Add or remove GST instantly.
Calculate monthly loan payments, total interest paid, and get a complete amortisation schedule for any loan amount, interest rate, and term.
Calculate total ROI percentage, annualised return, net profit, and return multiple for any investment. Works for business, stocks, property, and equipment.
Calculate gross profit margin (% of price) and markup (% of cost) for any product or service. Understand the critical difference between the two.
Calculate the selling price from a cost price and markup percentage, or find the markup % from cost and selling price. Includes margin conversion.
Calculate asset depreciation year-by-year using straight-line or double declining balance methods. Get a full depreciation schedule for tax and accounting.
